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Eric Neusel and His 1961 Little Nash Rambler Amercian

Eric Neusel and His 1961 Little Nash Rambler Amercian

Have you ever wondered how someone falls in love with a specific style of car? Is it because of the make, the model, color, or does it just hit you once you feast your eyes on it? Those are all very good questions.

On my recent trip to Minden, Nevada to participate in the annual “Rappin In Minden” car show, hosted by the local chapter of the Northern Nevada Inliners Car Club, I had the pleasure of speaking with car enthusiast, Eric Neusel, who acquired his car only after his sister lost interest in it, after purchasing it as her college ride. Eric was tasked with the job of locating a car for his sister and that’s when he came upon the perfect car.IMG_1847

It’s a 1961 Rambler, which was the first year of the unibody and of this body style. It is motored by a straight 6 cylinder engine and the price seemed right at the time, $1,200. This cute Rambler was a styling 2 door convertible with a manual transmission.

The Rambler was not in perfect shape, but definitely good enough for a college student. Eric’s sister looked at this 1961 Rambler only as a source of transportation, but in Eric’s eyes, it was truly much more.

After about six months of driving the Rambler, his sister became bored with it. Eric knew this was the time to jump in and offer some money to purchase the car from her. Knowing that she paid $1,200 for the Rambler, he offered $600 and his sister accepted.

Eric had visions for this cute convertible Rambler American, so he slowly began to fix her up. The top was white so this gave him the idea to give it a Red, White and Blue theme, since the car’s model name is the American Rambler. To date, Eric has owned the car for 10 years and lives in Carson City, Nevada.

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Let’s look at just how this car came to be.

The Rambler American automobile was built as a intermediate sized car that was introduced as a high performance car and manufactured by the American Motors Corporation (AMC) between 1958 and 1969.

The American was the second incarnation of AMC’s forerunner Nash Motors second generation Rambler compact that was sold under the Nash and Hudson Motors marques from 1954 and 1955.IMG_1850

The American can be classified in three distinct model year generations: 1958 to 1960, 1961 to 1963, and 1964 to 1969. During the entire length of its production, the car was sold under the Rambler brand name, and was the last Rambler named automobile marketed in the Canadian and United States markets.

The compact Rambler American was most often the lowest priced car built in the U.S. It was popular for its economy in ownership, as was proven by numerous Mobilgas Economy Run championships.

So every time you hear the song, Little Nash Rambler, think of Eric Neusel and his 1961 Rambler American convertible.

Women on Wheels, Juliet McGuire

Women On Wheels, Juliet McGuire

Juliet McGuire was born in Cape Town, South Africa which is, as she puts it, “The most beautiful place on Earth.” Growing up she never had visions of one day educating women about their automobiles. Her focus as she grew older was film and television. Her studies took her into English and Psychology, before completing her honors degree in Journalism at the University of Stellenbosch, South Africa.cape-town

In high school, her boyfriend was really car crazy and because of his excitement involving automobiles, it sparked an interest in Juliet. While completing her honors year, her thesis was on female motoring journalists in South Africa. This then lead her to Car Magazine, (which is South Africa’s leading motoring magazine), where she completed her monthlong internship.

One would think that once you had your degree, you’d be ready to move on to the next chapter in your life. Not so for Juliet McGuire. She refused to leave the position at Car Magazine and only after seven years did she decide to move on.

This is when Women On Wheels was started, 12 years ago, only as a supplemental magazine that was small enough to fit in a cubby hole. It was designed for women, providing useful information like how to change a tire, and tips on buying a car. The company approached Juliet and asked her to start a website and make it the number one destination for women for all things automotive related.

This lead to her own television show called Tech Report on their cable network, which was everything technology and gadgets. But Juliet did not stop there. This show sparked yet another show for Juliet, called Ignition TV, for car reviews.WOW mag

Juliet McGuire entered into a world mostly dominated by males, where because of her beauty and being a young Blondie, she felt that she was never really taken seriously. Her road has been long and challenging, but one that she could not be prouder of. Juliet loves what she does and says it’s a great feeling that people, both male and female, turn to her for car buying advice now.

I’d say this, Blondie has broken the mold and is an inspiration for other women to follow, whatever their passion might be.

Tune in June 9th to hear Juliet McGuire as my guest on Teresa’s Garage Radio Show. In case you missed the interview, go to http://americamatters.us/show-archives/ scroll down to Teresa’s Garage, click it on, then find show June 9, 2015, right click it and Save. It will download for your listening pleasure. It’s an interview you won’t want to miss. Happy Motoring.

How Much, and What Kind, of Car Insurance You Need

Here is a great article from Kelly Blue Book on just how much Car Insurance you really need. There are many companies offering great rates, but is the coverage comparable? That is something you need to decide by doing your research.

How Much, and What Kind, of Car Insurance You Need

Finding the Car Insurance Coverage That’s Right for You

Many people view car insurance as a necessary evil. Making monthly insurance payments, especially when you’ve never had an accident, seems like a waste of money. But when you DO have a claim, auto insurance can be a financial lifesaver. Besides — and this is no small detail — automobile insurance is required by law.

Herein lies the age-old question: If you’re required to have car insurance, exactly how much do you need and what kind of coverage should you buy?

To help, we’ve put together a handy guide to assist you in identifying the type of insurance, and the amount of coverage, that’s right for you. All of this information will be helpful to know when it comes time to obtain a car insurance quote.

Auto Liability Insurance – The Basics

Let’s start with the basics. Auto liability insurance protects the person you hit if an accident is your fault. It’s divided into three numbers representing dollar amounts for three types of liabilities. For example, if you purchased an auto liability policy of 25/50/15, you would have $25,000 of bodily injury coverage for one person injured in an accident, $50,000 of bodily injury coverage for everyone injured in an accident and $15,000 of property damage coverage.

Determining how much auto liability coverage you need depends on two primary factors.

The first factor is the minimum amount of coverage legally required by the state in which you live. In some cases, there is no minimum amount. It’s important to remember each state has its own criteria, so ask your insurance carrier what’s required for your state.car-liability-chart1

The next factor depends on your financial situation. If you’re at fault in an accident and someone else is injured but your auto liability doesn’t cover all of their medical bills, chances are they — and their lawyer — will come after you for the remainder of the amount. It’s suggested that if you’re a high-wage earner, a home owner or an asset holder, you should have higher limits compared to someone who doesn’t own their own home, someone who has no real significant assets or someone whose income is lower. For ideas on how to finance your policy, read our article on the 10 Ways to Save Money on Auto Insurance.

Bottom Line: If you have finances and assets worth protecting, opt for higher liability coverage amounts.

Deciding on Personal Injury Protection (PIP)

Simply put, personal injury protection covers you and your family members in the event of an injury during an accident. People who currently have health insurance for themselves and their family members usually opt out of the personal injury portion of their car insurance policy, unless it’s required by the state in which they live. Be sure to ask your carrier what the personal injury requirements are in your state.

Bottom Line: If you have health insurance for you and your family, personal injury coverage is usually unnecessary, unless your state tells you otherwise.

A Lesson in Comprehensive and Collision Coverage

If you’re currently leasing a vehicle or have a car loan, the lien holder requires you to have comprehensive and collision coverage. Comprehensive covers non-accident-related damages to your vehicle, such as those caused by fire, flood or hail. Collision covers damages to your vehicle caused by impacts with other cars or objects.

If you own an older vehicle outright, you may not need comprehensive and collision. As a general rule, consider dropping them if the annual costs are more than 10 percent of the current value of your car. Also remember that the type of car you drive can affect your automobile insurance; new cars, or cars that are more likely to be stolen might warrant a higher premium. Read our article on the most and least expensive cars to insure to learn more.

Bottom Line: If your older car is worth $4,000, for example, and your comprehensive and collision coverage costs are more than $400 a year, you probably don’t need them.

Medical Payments Coverage

At face value, medical payments coverage and personal injury protection (PIP) are nearly identical. However, medical payments coverage starts where personal injury protection stops. For example, if medical expenses for the driver or passengers exceed the dollar amount covered by PIP, medical payments coverage would be used to pay part or all of the remaining expenses, depending on the policy’s coverage amounts.Cartoon Insurance

This is especially important in states where PIP only covers a certain percentage of overall medical expenses. If only 80 percent are covered, this means the policyholder is on the hook for the remaining 20. As such, medical payments coverage adds an additional layer of protection for the policyholder, especially when serious injuries are involved.

Bottom Line: Medical payments coverage may not be necessary, except in cases where personal injury coverage is less than 100 percent.

The Uninsured and the Underinsured

There’s nothing worse than being involved in an accident with someone who doesn’t have car insurance or someone who doesn’t have enough car insurance to cover the damages or the injuries involved when they’re at fault. Even though it’s optional, uninsured motorist coverage is a good idea. What’s more, consider adding a collision deductible waiver that relinquishes your deductible-paying responsibility in the event that you’re involved in an uninsured motorist accident. Both options are affordably priced and worth every penny.

Bottom Line: Don’t foot the bill if you’re in an accident with someone who is at fault but uninsured. Uninsured motorist coverage is a best bet.

To Tow or Not to Tow

Adding towing coverage to your auto insurance policy is entirely up to you. However, most automakers provide emergency roadside assistance for cars that are still under warranty. What’s more, motor clubs like AAA offer emergency roadside assistance in addition to all the perks that go along with your membership. If you don’t belong to a motor club and you’re driving an out-of-warranty car, you might consider opting for towing coverage since your insurance company will usually offer the lowest rates.

Bottom Line: Nix the towing coverage and go with AAA instead.tow-truck-cartoon

Rental Car Reimbursement

Chances are, if someone hits you and you need a rental car after the accident because yours is being repaired, the car insurance company of the person at fault will cover the expense. However, you may need rental car reimbursement coverage if you’re at fault or if you were involved in an uninsured motorist accident.

Bottom Line: Good if you’ve got it, not bad if you don’t.

When it comes to car insurance coverage, cheaper isn’t always better. Be sure to do your homework to find a balanced policy — one that covers you adequately in the event of an accident but one that doesn’t make you pay for coverage you don’t need. Most importantly, don’t skimp on liability coverage. It’s better to pay a few hundred dollars more a year than to wind up in the poor house from accident litigation.

Reference article: Kelly Blue Book

Owners Manual, A Must Read

Have you ever taken the time to read your car’s Owners Manual?

If you haven’t, you should, because in your glove box lie’s a book full of knowledge that is not only simple to understand, but it can also help save you money down the road.owners manual inside

A friend called to ask me where her spare tire was in her style vehicle, something quite simple, right. Wrong. Did you know that some vehicles actually come with run flat tires? It is important to know this because if you ever replace the tires and do not purchase the same type, such as the run flat type then when if you ever have a flat, you will be searching for a spare tire that doesn’t exist. These tires contain an extra lining within the tire that self-seals in the event of a small hole due to a nail or screw. In this way, the loss of air is prevented from the outset such that the tire is either permanently self-repairing or at least loses air very slowly. So checking to see if you have a spare tire can save you a lot of anguish.1994_Lincoln_Town_Car_Owners_Guide_Kit

Your Owners Manual can also guide you on your regular maintenance, help you locate the cars fuse panel and how to operate the accessories that came stock in the vehicle. This is one book that I guarantee will save you money. If  you do not have your owners manual, check out this website where you can download or order a printed copy for your vehicle. www.manualsink.com

Camero Chicks Christie Christofferson

Camero Chicks  Christie Christofferson

More and more women are starting to surface at your local car shows as participants, and that is where I found Camero Chic Christie Christofferson, during the Summer Salute Car Event.

I walked past a 2014 Black Camero and was immediately drawn to investigate the owner for two reasons. One, on the windshield read  Camero Chicks, in pink,     and the other was all  those  touches  of pink under the hood. IMG_1788

I struck up a conversation with the car’s owner, Christie Christofferson, who has owned this Camero for only 3 months, but her passion for cars started earlier than that. At the age of 9 years, Christie would tag along with her father and uncle, who were car enthusiasts, and always attended Hot August Nights.  As long as Christie can remember, she never missed one.

At the age of 15 ½, while in high school, Christie purchased her first car from her parents. Back then, you were able to obtain your Learner’s Permit at that age. Christie worked as a Veterinary Technician while in High School, which allowed her to save up for her first set of wheels.

Excited and determined to have her first car, it wasn’t long before her brother trashed it, according to Christie. This put her on the lookout again in search of another vehicle, which lead her to a 1992 Chevy Camero. Then one day, a friend who worked for a dealership, contacted Christie to let her know of a 2014 Chevrolet Camero that had just been turned in. The car was not for sale yet. The car was specially painted as a Cancer Awareness Vehicle. Christie knew she would have to own this car since it was painted black with pink strips and had a very nice accent of pink under the hood, to bring awareness that Cancer is a large cause of death among women.IMG_1793

It wasn’t long before Christie became the proud owner of this 2014 Camero. I asked Christie what improvements she would like to see on the Camero? She replied, “I want to add some pink touches to the door panels that will flow into the dash and a few more pink accents on the exterior. She went on to explain, “This car is not just a show car, but an everyday driver.”

I asked Christie what she likes best about car shows, she stated that she would like to meet or empower other women to take the leap and start attending car events.

Christie Christofferson works as a nurse for a private practice physician and trains horses in her spare time. You can check out her website www.cbarmranch.com. She put herself through college, which wasn’t an easy task, and encourages other women to do the same. Never give up on your dream.

Christie is carrying on the family tradition by attending as many car shows as possible, not just in hopes of winning her car class, but to meet others who share the same passion.

At the end of this event Christie’s 2014 Black and Pink Chevrolet Camero was chosen as first in her cIMG_1786ar class, and, as you can see, Christie was proud to bring home a trophy. I bet it was the Pink that was the deciding factor.IMG_1803 IMG_1809

http://www.camaro5.com

What Does It Mean When My “Check Gauges” Light Comes On?

What Does It Mean When My “Check Gauges” Light Comes On?

I recently had a customer call me because her check gauges light has come on several times when stopping at a light or parking. She wanted to know if this was something she needed to bring in or was it just a bad gauge.check gauges

Usually when the Check Gauges light illuminates it is due to one of the gauges going out of range, such as your electrical system,  low engine oil or other type of fluids being monitored through the gauges. I asked her when was the last time she checked her engine oil and her response was, “I am not sure”. I always recommend checking the fluids under your cars hood at least once a week. The engine oil lever was so low it wasn’t even registering on the dipstick. Low oil levels reduce the life of the engine and could cause it to seize up depending on how low it had fallen.

If this lady had checked her engine oil regularly, she may not be looking at having to install a rebuilt engine due to lack of lubrication. A very costly mistake. So remember to check your fluids weekly and don’t forget your tire pressure, this too can cost you money.